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Benefits of health insurance in Dubai

Life is precious, and for a healthy life, you must check-up your body regularly. Complete check-up of your body once a year is necessary, but you ignore it due to the huge medical bill. In order to safeguard your finances against high medical bills, it is necessary to invest in a health insurance plan. A health insurance policy is a very good option to cut down those medical bills. They look after your complete medical expenses, right from the beginning till the end (i.e. travelling by ambulance to a hospital, medical expenses, medical room rent, etc.).

There are many health insurance companies in the country, and they give various facilities according to the company’s rules.

The main purpose of medical insurance is to receive the best medical care without any strain on your finances. But I found quality and productivity at the Health insurance companies in Dubai. You can get numerous benefits in buying health insurance in Dubai. Here are some of the companies’ health schemes like ISAHD, Enaya, SAADA, iPROMeS under the Dubai Health Authority (DHA).

They provide a broad range of cover and almost all types of ailments, whether it is chronic or acute. It covers hospitalization expenses, daycare procedures, domiciliary expenses, and ambulance charges, among many others. Preventive measures of treatments are also taken, along with routine health check-ups. Health insurance offers comprehensive benefits, like maternity, pre-existing and chronic diseases too. From the maternity period to the day the baby is born and afterward, all the medical expenses are provided by the insurance company. So, you won’t find any difficulties in the hospital about your financial problem, if any. Coming to chronic diseases, your body is checked regularly and treated in the best hospital. All the hospitals are high tech and computer-based, so there is no chance of getting ignored. You’re deeply observed and the diseases are cured from the root. Apart from acute and chronic diseases, they cover life-threatening diseases such as heart transplant,  kidney failure, bone marrow transplant, loss of limbs, stroke and many others.

Most importantly is that all the expenses are cashless. You won’t have to make a payment from your pocket because the hospitalization expenses are settled between the insurance company and the hospital.

Here are some details on the companies listed above:

  1. ISAHD  – Health companies schemes like ISAHD (meaning bringing happiness) intend to provide sustainable high-quality healthcare in Dubai for nationals, residents and visitors, in a quest to become the No.1 healthcare. The two main pillars are to provide insurance coverage for everyone in Dubai and to give a sustainable high-quality healthcare system.
  2. ENAYA – ENAYA was developed by the government of Dubai to provide benefits in healthcare for all its employees as well as their families’ health and well-being.
  3. SAADA  – SAADA is a health insurance program for the citizens of Dubai. It provides the finest and best services through a large network of healthcare providers in the private sector.

Keeping these benefits in mind from the numerous healthcare schemes of different countries, I found the best benefit of health insurance in Dubai. 

There are many more initiatives by the Government and the health insurance companies in Dubai. However, these are the ones that are the most popular.

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